AUTO CREDIT GROUP Privacy Policy
For Questions call 615-891-2800
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product of service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and employment information
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons AUTO CREDIT GROUP chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
- For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Does AUTO CREDIT GROUP share? Yes
Can you limit this sharing? No - For our marketing purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Does AUTO CREDIT GROUP share? Yes
Can you limit this sharing? No - For joint marketing with other financial companies.
Does AUTO CREDIT GROUP share? Yes
Can you limit this sharing? No - For our affiliates’ everyday business purposes information about your transactions and experiences.
Does AUTO CREDIT GROUP share? No
Can you limit this sharing? No - For our affiliates’ everyday business purposes information about your creditworthiness.
Does AUTO CREDIT GROUP share? No
Can you limit this sharing? No - For our affiliates to market to you.
Does AUTO CREDIT GROUP share? No
Can you limit this sharing? No - For our non-affiliates to market to you.
Does AUTO CREDIT GROUP share? No
Can you limit this sharing? No
What we do
- How does AUTO CREDIT GROUP protect my personal information
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. - How does AUTO CREDIT GROUP collect my personal information
We collect your personal information, for example when you- apply for financing
- give us your income information or provide employment information
- provide account information or give us your contact information
- Why can’t I limit all sharing?
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit only- sharing for affiliates’ everyday business purposes information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
Definitions
- Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies. AUTO CREDIT GROUP does not share with our affiliates - Non-Affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. AUTO CREDIT GROUP does not share with non-affiliates so they can market to you - Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include finance companies.