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Easy as 1-2-3! Just bring 1 month of pay stubs for proof of income, A bill for proof of residence, and a valid identification.

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Auto Credit Group: Nashville's Used Car Dealership Buy Here Pay Here

Shop our wide selection of pre-owned vehicles online from the comfort of home. If you need assistance, our sales and finance teams are just a phone call away.

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Buy Here Pay Here in Pinellas County

Low Down Payment Options

Flexible financing plans designed to make owning a vehicle affordable from the start

Huge Selection Of Pre-Owned Cars

Explore a huge selection of quality pre-owned cars, trucks, and SUVs, all backed by flexible financing options and designed to fit every budget and credit situation.

Vehicles You Can Trust

Quality-inspected vehicles selected for reliability, safety, and long-term value.

We Get Almost Everyone Approved

Approval solutions tailored for a wide range of credit backgrounds.                          

Great Referral Program

Earn rewards when you recommend friends or family who purchase a vehicle.

We Buy Every Car

Looking to sell your vehicle? We make the process fast and hassle-free by offering competitive prices on all makes and models, regardless of age, mileage, or condition.

We have the Perfect Vehicle For You

No Credit? No Problem.

Your Trusted Local Dealership

Auto Credit Group is a dependable Buy Here Pay Here dealership located in Nashville. TN. Proudly serving drivers throughout the region. If you’re searching for a trustworthy place to purchase a vehicle, we’re here to help you every step of the way.

No Credit, No Problem

Flexible financing solutions for all credit situations, with easy in-house approval options designed to get you behind the wheel faster.

Credit Building Opportunities

All qualifying loans are reported to the credit bureau to help improve your credit score.

Carfax Certified Vehicles

Shop quality pre-owned vehicles with available Carfax Buyback Guarantee protection.

Extended Service Plans

Drive with confidence thanks to available 4-year extended service plan coverage.

Nationwide Vehicle Delivery

Found the perfect vehicle? We can arrange shipping anywhere in the United States.

The Friendly Approach to Buying Your Car

Auto Credit Group recognizes that life can pose unforeseen financial challenges. Hence, we provide adaptable financing solutions to assist individuals who may have faced rejection from conventional banks. We take pride in helping customers in the following situations:

Student Loans

First Time Buyers

Identity Theft

Bankruptcy

No credit or Low Credit Score

Troubled Payment Histories

ID Card/Passport accepted

And more

Buy Here Pay Here

Discover the Advantages that BHPH has to offer

There are several advantages to choosing Buy Here Pay Here (BHPH) financing over traditional lenders:

  • Accessibility for individuals with poor credit or no credit history.
  • Streamlined process with in-house financing.
  • Opportunity to build or improve credit history.
  • Flexible terms tailored to your financial situation.
  • Wide selection of reliable vehicles to choose from.
  • Convenient one-stop-shop experience.

Refer A Friend And Get $200!

Refer a friend, family member, co-worker, or anyone to buy a vehicle, and receive a $200 credit towards your payment when they purchase a vehicle. . There’s no cap on how many referrals you can accumulate. The possibilities are endless. Refer sufficient friends, and you might never have to make a payment again!

* see dealer for more details

Buy Here Pay Here in Pinellas County

Common Questions

We offer you the best vehicle buying experience in Nashville, TN.

Buy Here Pay Here (BHPH) refers to a financing model commonly used by car dealerships where customers can purchase a vehicle directly from the dealership and make regular payments to them, typically on a weekly or bi-weekly basis. BHPH provides an alternative option for individuals with poor credit or no credit history to obtain a vehicle. Unlike traditional financing or leasing, the customer works towards owning the vehicle through their payments, and ownership will eventually transfer from the dealership to the customer once all payments are made. BHPH allows customers to enjoy the benefits of vehicle ownership while accommodating their credit challenges, making it a viable solution for those seeking reliable transportation.

To qualify for our buy here pay here financing, you’ll need your passport, ID or drivers license.

Our payment options are easy. You now have the convenience to make your payments online, over the phone, AutoPay or in person

Yes, in most cases, you can drive your vehicle home the same day.

At Auto Credit Group, we believe in providing equal opportunities for all. That’s why we offer financing options to every applicant who submits a completed credit application with the required documentation, regardless of their credit history. We handle the financing process in-house, allowing us to make decisions promptly and efficiently. We understand that your credit history doesn’t define you, and we are committed to helping you secure the financing you need to drive away in the vehicle of your choice. With Auto Credit Group, you can expect a fair and inclusive financing experience that puts your dreams within reach.

At Auto Credit Group, we recognize the significance of your payment history. That’s why we report your timely payments to a reputable credit bureau. By doing so, we ensure that your responsible payment behavior is recorded in your credit history, positively impacting your overall credit profile and score.

“Buy Here Pay Here” financing can be a valuable tool for improving your credit score. When you participate in a Buy Here Pay Here program, your on-time payments are reported to credit bureaus on a regular basis. By consistently making timely payments, you demonstrate responsible financial behavior, which can positively impact your credit history and score.

If you miss a payment on your Buy Here Pay Here loan, it’s important to contact us immediately. We are here to help and provide support during challenging times. We understand that unexpected circumstances can arise, and we are committed to assisting you in finding a solution. When you reach out to us promptly, we can explore potential options, such as a grace period or loan restructuring, designed to help you catch up on missed payments.

What our customers say

We offer you the best vehicle buying experience in Nashville, TN.