Easy as 1-2-3! Just bring 1 month of pay stubs for proof of income, A bill for proof of residence, and a valid identification.
At Auto Credit Group, we specialize in Buy Here Pay Here financing and conventional loan programs, serving customers in Nashville, TN, and beyond. Whether you have good credit, bad credit, or no credit at all, we have tailored financing options to suit your needs. Our comprehensive services include an in-house maintenance facility, 4-year extended service plans, and nationwide vehicle shipping.
Our inventory features Carfax-certified vehicles with available Carfax Buyback Guarantee certificates for all qualifying cars. Additionally, all loans, whether from our conventional lenders or Buy Here Pay Here, are reported to the credit bureau, helping our customers build and improve their credit scores.
We proudly serve customers in Nashville, TN, and the surrounding areas, including Hermitage, Mount Juliet, Lebanon, Smyrna, Murfreesboro, and Dickson. If you’re looking for a reliable Buy Here Pay Here car dealership, visit Auto Credit Group today!
Auto Credit Group recognizes that life can pose unforeseen financial challenges. Hence, we provide adaptable financing solutions to assist individuals who may have faced rejection from conventional banks. We take pride in helping customers in the following situations:
Buy Here Pay Here (BHPH) refers to a financing model commonly used by car dealerships where customers can purchase a vehicle directly from the dealership and make regular payments to them, typically on a weekly or bi-weekly basis. BHPH provides an alternative option for individuals with poor credit or no credit history to obtain a vehicle. Unlike traditional financing or leasing, the customer works towards owning the vehicle through their payments, and ownership will eventually transfer from the dealership to the customer once all payments are made. BHPH allows customers to enjoy the benefits of vehicle ownership while accommodating their credit challenges, making it a viable solution for those seeking reliable transportation.
To qualify for our buy here pay here financing, you’ll need your passport, ID or drivers license.
Our payment options are easy. You now have the convenience to make your payments online, over the phone, AutoPay or in person
Yes, in most cases, you can drive your vehicle home the same day.
At Auto Credit Group, we believe in providing equal opportunities for all. That’s why we offer financing options to every applicant who submits a completed credit application with the required documentation, regardless of their credit history. We handle the financing process in-house, allowing us to make decisions promptly and efficiently. We understand that your credit history doesn’t define you, and we are committed to helping you secure the financing you need to drive away in the vehicle of your choice. With Auto Credit Group, you can expect a fair and inclusive financing experience that puts your dreams within reach.
At Auto Credit Group, we recognize the significance of your payment history. That’s why we report your timely payments to a reputable credit bureau. By doing so, we ensure that your responsible payment behavior is recorded in your credit history, positively impacting your overall credit profile and score.
“Buy Here Pay Here” financing can be a valuable tool for improving your credit score. When you participate in a Buy Here Pay Here program, your on-time payments are reported to credit bureaus on a regular basis. By consistently making timely payments, you demonstrate responsible financial behavior, which can positively impact your credit history and score.
If you miss a payment on your Buy Here Pay Here loan, it’s important to contact us immediately. We are here to help and provide support during challenging times. We understand that unexpected circumstances can arise, and we are committed to assisting you in finding a solution. When you reach out to us promptly, we can explore potential options, such as a grace period or loan restructuring, designed to help you catch up on missed payments.
Refer a friend, family member, co-worker, or anyone to buy a vehicle, and receive a $200 credit towards your payment when they purchase a vehicle. . There’s no cap on how many referrals you can accumulate. The possibilities are endless. Refer sufficient friends, and you might never have to make a payment again!
* see dealer for more details
At Auto Credit Group, getting on the road is as easy as 1-2-3, even with no credit check! Just bring:
Submit your documents and drive off in an instant!!